Whether you are a seasoned or brand new investor/business owner, WILCO’s support team will guide you to success. Our minimum Loan amount is 100k and our Maximum currently is 50M. Regardless of location or zones, WILCO can broker your commercial property in all 50 states.

Our maximum Loan to value (LTV) is typically 75%-95% depending on the loan size, asset verification and occupancy. Some products will allow subordinate financing to increase your Combined Loan to Value (CLTV)

Our Lenders understand business owners and Investors. Because they specifically lend for commercial use, the guidelines accommodate clients who may have few assets or don’t show a lot of income. In fact, most of our commercial lenders offer products such as No-Doc or No-Asset loans, which simplify the process even more.

Subordinate Financing and Sellers concession are also factors in your next commercial purchase. We also allow “gift of equity”. These three terms can greatly lower the amount of capitol you place on your next building and increase your cash flow.

Because we are wholesale Brokers, rate should never be a determining factor for you. We are able to price your loan lower than a retail bank and in most cases you can buy down the rate even further. The key function we provide is to insure the loan fits both your short and long term goals. Additional terms such as pre-pay penalties and Lockouts are crucial items that must be detected and negotiated for you.

Beside the amount of money we save you, the other benefit of working with us is saving the one thing you can’t buy: time. When title issues, attorneys and Realtors cause delays, WILCO can manage the problems so you don’t lose focus on your business. We don’t charge an hourly rate or bill you for extra phone calls, it’s just one of the courtesy’s we extend to you for being our client. When you need a commercial loan, there’s only one place to call: WILCO!