What makes a loan commercial?

Any type of property zoned and used for a business.
Any apartment complex containing 5 or more units.

How much is my down payment for a commercial purchase?

Unlike residential lenders, your commercial loan will require a larger down payment. Although each Lender is different, a down payment can range from 5%-20% down. WILCO can help find the perfect lender to fit your needs.

Your unique needs and challenges

We have assembled a wide range of lenders so that We can meet the needs of the vast majority of people seeking real estate loans and provide them with the most agressive interest rates available today. There are programs for people with excellent credit and high net worth as well as programs for those with less than perfect credit and little cash for a down-payment. Self Employed? Not a problem! First time home buyers - we have special programs for you too.

What if this is a new business venture?

Depending on the type of property, the SBA can assist in your acquisition as well as start- up capital. Your WILCO Loan Officer will help determine what the business qualifies for.

What type of credit is required?

Most commercial loans require fair to good credit ratings, however some SBA Loans are not determined solely on your credit score, but rather on the cash flow of a business. The key is to have a good business plan and WILCO can help with that also.

How do I get started?

Simple, Call one of our Loan officers today toll free at 877-66-WILCO (94526) and they will walk you through each step of the process.